TERMS AND CONDITIONS APPLY.
I/We declare that the information provided herein above is provided voluntarily and is accurate and complete and that the details provided by me are my own details and not of any other person.
I/We understand that the offer of TAB Capital (“Company”) is only indicative and final sanction including the amount and the tenure of the loan is at the sole discretion of the Company and subject to meeting creditability criteria and the Company may at its discretion conduct additional verification to complete the loan sanction process.
I/We understand that the information submitted by me may include sensitive personal data and information and that such information may be utilized by the Company or any of its affiliates to offer financial and related services which are applied for by me or which the Company or its affiliates feel are likely to be of interest to me as also to contact me for any information or query in this regard and I/We authorize Company & its representatives to contact me based on the information submitted by me for offering any financial or related services or for matters relating thereto.
Terms & Conditions/Undertaking I/We Agree:
- That all the particulars, information and details given/filled in this Loan Application Form are true, complete and up to date in all respects and that I/We have not withheld any information whatsoever. I/We agree that TAB Capital Ltd. (TCL) may request for additional documents other than those collected with the application.
- That submission of the loan application form does not imply automatic approval and TCL will decide the quantum of loan at its sole and absolute discretion. TCL in its sole and absolute discretion may either sanction or reject the application for granting loan. In case of rejection, TCL shall not be required to give any reason.
- Hereby Authorize and give consent to TCL to disclose, without notice the information furnished by me/us in the application form(s)/ related documents executed / to be executed in relation to the facilities to be availed by me/us from TCL to Credit Information Companies/NSDL for PAN validation/ Rating Agencies/ Service Providers/ Banks / Financial Institutions / Government / RBI / Regulatory Authorities or third parties for information verification, credit risk analysis, or for other related purposes that TAB Capital Ltd. may deem fit. I/We waive the privilege of privacy and private of contract.
- To the applicable schedule of charges, fees, commissions as informed to me by TCL and as more particularly mentioned in the “Schedule of Charges”
- That I/We have not made any payment in cash or kind along with or in connection with this application to the executive collecting my/our application. I/We shall not hold TCL liable for any such payment by us to the executive collecting this application.
- That there is no impediment or restriction (whether legal or judicial) against me/us and or our asset filed/reported by any other bank / financial institution.
- That the funds shall be used for the purpose for which the loan has been applied and will not be used for speculative, antisocial purpose.
- That I/We shall submit, sign and execute all such loan agreements and other documents as may be prescribed/required by TCL at any point of time and the applicable stamp duty shall be payable by me/us.
Other Declaration: I/ We
- I/We understand that the information submitted by me may include sensitive personal data and information and that such information may be utilized by the Company or any of its affiliates to offer financial and related services which the Company or its affiliates feel are likely to be of interest to me and also to contact me through Email/SMS/Call for any information or query in this regard.
- Shall advise TCL in writing of any change in my/ours residential or employment address.
- Hereby confirm having received, read and understood the terms and conditions applicable to this loan including the application form and the other terms and conditions/agreement and accept the same.
- Hereby unconditionally, agree that these terms may be changed by TCL at any time and I/We will be bound by the amended terms and conditions.
- Agree that the service tax & other applicable taxes and charges will be charged in connection with the loan
- In case of loan cancellation, the applicable pro-rata interest charges on any loan amount will have to be borne by me / us. I understand that the processing fees, stamp duty are nonrefundable charges and would not be waived / refunded in case of loan cancellation or where the loan has been disbursed.
- That all the postdated cheques are to be issued favoring “TAB Capital Ltd.”
- That the loan related information like “welcome letter”, “repayment Schedule”, “terms and conditions”, “disbursal advice”,” EMI Reminders”,” Promotional Offers” (as applicable) will be sent on the contact details mentioned by me / us in this loan application form. This will override the DND Facility.