Privacy Policy

This website www.tabcapital.co.in (“Website”) is owned and operated by TAB Capital Ltd. TAB Capital provides services to the various users through various websites. We are committed to protect and respect all the privacy policy of our users.

During the course of using website or availing different products/ services, fill an online application form and questionnaires. TAB Capital and its affiliates may have a privy to different personal information of its users. Keeping all the information confidential.

TAB Capital is committed to protect the privacy of its all users. We take all reasonable precautions to protect the confidentiality of user information and all its transmission through world wide web. TAB Capital shall not be responsible for disclosure of any information and its transmission if such disclosure is in accordance with privacy policy or in accordance with terms of any agreements. TAB Capital also has a security to make all transactions and payments securely.User(s) includes individuals, companies and any other body corporates, etc that visit our website.

COLLECTION OF INFORMATION

During the use of website, TAB Capital may collect and process various information from the users. Information that the users provide to TAB Capital by filling in forms on the website. The information provided includes first name, middle name (if applicable), last name, email address, organisation name, mailing address, permanent address, mobile number, financial information where ever necessary.

Any unique list such as user name, account number, preferences and password information such as transaction history and favourites lists.
Any information that the users provide to TAB Capital using mail id/ over telephone/ fax is also included. Information that users provide to TAB Capital by completing surveys.

Information that user automatically shares with us each time they access TAB Capitals webpage. When the user uses the website, TAB Capital serves will automatically record certain information about the user which is send via web browser. Those server log may include different types of information such as user web request, user IP address, browser information, pages viewed, referring or exit page, landing pages, and other such information. TAB Capital Ltd, uses this information which does not identify users to analyse trends, track user movements, or gather demographic information. TAB Capital does not link the above mentioned information to identifiable information.

NON-DISCLOSURE

TAB Capital Ltd, guarantees that it shall not disclose any information in the form of selling or renting. TAB Capital Ltd, will protect every bit of the users’ business information or personal information by maintaining all the confidentiality for the same. Our company will make our services available for assessment and credit score calculation for market and product analysis.

  1. TAB Capital may disclose user information to various government bodies or any other statutory bodies. The bodies will have appropriate authorisation to access the same for any legal purpose.
  2. TAB Capital may disclose user information in case when we have to comply with legal obligations. In case we have to enforce or terms of use or protect the rights of TAB Capital, its users or other. This will include exchange personal information between companies/ agencies to prevent fraud.
  3. TAB Capital will disclose user related information under strict code of confidentiality followed by the company.
  4. TAB Capital will disclose user information to third parties such as Credit Information Companies etc., it also transfers rights and agreements entered by the user. The third party will also be subjected to confidentiality obligation.
  5. TAB Capital may share information to any member for its related group.
  6. In case that TAB Capital sells or buys any business or assets, it will disclose the information to the prospective buyer or seller of such business or assets. Users personal information is generally transferred in this type of transaction. TAB Capital Ltd, have a right to transfer or assign information in case of corporate divestitures, mergers or dissolution.

SECURITY OF INFORMATION

TAB Capital Ltd., protects the information of the users using bank-level data security using 128 bit-encryption and secure sockets layer (SSL) protocol. This will create an encrypted connection between the users’ browser and capital float server. All the information you share is encrypted at all times. If the user allows TAB Capital to see its banking information online, TAB Capital will use it only on read-only basis. TAB Capital will have no access to change, edit or modify bank account statement. All the employees of TAB Capital cannot view the users banking username and password, the same is securely stored in separate encrypted areas with its financial providers. All the information provided to TAB Capital is stored in secured server whether outside or within India.

TAB Capital uses commercially reasonable safeguards to preserve the integrity and security of the user information against loss, and theft.

The information that is collected from the users may or may not be stored/ transferred inside or outside India. With information submission and agreeing to our terms & conditions the user agrees to storing and/or processing any information. We also have right to take all necessary steps to ensure that all information is stored securely.

EXCLUSION

The policies do not apply to any information other than information collected by TAB Capital. This policy will not apply to any unsolicited information provided through this website or by any other means. This includes, but is not limited to just public domain websites. All such information will be deemed as non-confidential and TAB Capital shall be free to use or disclose such information without limitation.

COOKIES

TAB Capital Ltd, will collect certain information from users’ browser to serve the customer better. This certain information is stored using small data files called as “cookies.” The company uses session ID cookies to confirm that customers are logged in. This type of cookie files can help the user to visit multiple pages of the website during the same session. These cookies are destroyed once the user closes the browser. We use persistent cookie to store customer login ID but not the password. To make it easier for the user to login when returning back to the website. TAB Capital encodes the cookies so that only the company can understand the information stored.

TAB Capital privacy policy does not cover the cookie policy by its partners or affiliates. These partners or affiliates may use session ID cookies to provide the custom with user experience and track success of TAB Capital.

The cookies stored may track information related to customer service or responses from surveys or other feedback tools. TAB Capital uses this information to continuously improve the service provided.

REFERRALS

If the present user wants to introduce TAB Capital/ website to any other person or entity. The user will be told to provide the person’s user name/ entity’s name, email address and phone number. TAB Capital will send an email inviting such person to visit our website. TAB Capital stores the information for sending this email and keeping a record of number of persons. The company might also send additional email related to offers and promotion of services.

Anyone can request to be removed from the TAB Capital’s database you can contact info@tabcapital.co.in

LINKS TO THIRD PARTY WEBSITES

If other website links are included on the company website, the privacy policy of those website might differ as compared to TAB Capital privacy policy. The inclusion of such website does not imply any endorsements by TAB Capital. If any of the users submit information on such a website, such information will be governed by the policies of the third party website. The user is requested to read privacy policy of such website and TAB Capital is not responsible third party website.

SOCIAL MEDIA WIDGETS

Company website includes social media features, for example the like button of Facebook and other social media widgets. This features may collect the users IP address, which page the user visits. Social media features and widgets are hosted by third party or hosted directly on the website. Only the user interaction with third party website are governed by companies’ privacy policy.

OPTING OUT OR EDITING CUSTOMER INFORMATION

To opt out email correspondence from TAB Capital or make any change/ delete the user information stored in the records. Contact on info@tabcapital.com
The User may write to us on our correspondence address,
Office No. 401, Lunkad Sky Station, Next to HDFC Bank, Datta Mandir Chowk, Viman Nagar, Pune, Maharashtra 411014

DATA RETENTION

TAB Capital will retain all the user information as long as the user account is active or service to be provided or comply with legal obligations, resolve disputes or enforce agreements. If the user wishes to cancel its account or request that the information is no longer used. The user can contact info@tabcapital.co.in

CHANGES TO PRIVACY POLICY

If in any case TAB Capital modifies this privacy policy, the same will be updated on the company website. In case we have any material changes, user will be notified on registered mail Id prior to the change. The users are encouraged to visit website periodically for latest information on the website.

SEVERABILITY

TAB Capital has made every effort that all policies included are applicable law. If any of the policy becomes invalid or unenforceable it will not affect the validity of other policies.

NO WAIVER

All rights and remedies written under this policy can be exercised as often as necessary. All the policies mentioned are not exclusive or the remedies provided by the law. This may be waived off only in writing, delay in exercising any of the policies doesn’t mean that the policies are waived off.

GOVERNING LAW OR DISPUTE RESOLUTION

The policy shall be constructed and governed in accordance with laws of Republic of India and subject to the provisions of arbitration. All the provisions set out here in the courts in Pune shall only have jurisdiction in relation with regards to any dispute. Such disputes shall be referred and finally resolved by arbitration with Indian arbitration and conciliation act, 1996.

The language of arbitration proceedings, decisions and correspondence relating to the arbitration shall be English.

FOREIGN JURIDICTION

TAB Capital Ltd., makes no representation that all the content avaible on the website is appropriate or to be used or accessed outside Republic of India. If any user use or access the website from outside the republic of India, they should do this at their own risk and are compliance with law of that jurisdiction.

CONTACT

Any questions or concerns should be addressed to: info@tabcapital.co.in
Or
Office No. 401, Lunkad Sky Station,
Next to HDFC Bank, Datta Mandir Chowk,
Viman Nagar, Pune, Maharashtra 411014