Personal Loan

Overview

Want a Personal Loan for attending to multifarious needs? With TAB Capital's Personal Loan, you can get the funds you need for any purpose – Home Renovation, Family Vacation, Upcoming Marriage & more; at attractive interest rates and with several benefits. We aim at being a one stop Personal Loan Provider with the fastest turnaround time and the most hassle-free process.

Features and Benefits

The key features and benefits of our Personal Loan for Salaried Professionals are as follows-

  • Loans up to Rs. 50 lakhs TAB Capital offers one of the highest personal loan amount up to Rs. 50 lakhs which can be repaid at your convenience by selecting tenure ranging in between 12 months to 36 months.
  • No Collateral Required We do not ask for any security or collateral when it comes to approving your personal loan.
  • Attractive Interest Rates TAB Capital strives to offer the attractive interest rates to customers which help to lower the monthly burden on their pocket.
  • Flexible Repayment Options TAB Capital offers flexible repayment options which you can choose as per your convenience so that repayment does not become a burden.
  • Minimal Paperwork/Documentation Minimal documents are required, which needs to be provided online
  • Higher Loan Eligibility for Applicants TAB Capital seeks to offer higher loan eligibility in order to help personal loan applicants get their desired amounts approved and sanctioned without any unnecessary delays.
  • Get funds within 2 working days You can expect to have your loan amount disbursed within just 2 working days post the completion of the verification procedure. This ensures quick funding to meet your needs without having to go through a lengthy and cumbersome procedure.
  • Swift Online Application Process With TAB Capital's unique digital lending platform, you can easily apply for Personal Loan online by clicking here. The online application process is fast and hassle-free. It will barely take up a few minutes of your time!

Eligibility and Documents

Eligibility

The basic eligibility guidelines for Personal Loan are as follows-

  • Salaried professional aged between 21-45 years
  • Minimum Net Monthly Salary of Rs. 25,000 and above

Documents Required

The documents required include the following-

  • KYC Documents:
    • Address Proof (Passport/Aadhar Card/Electricity Bill/Registered Rent Agreement) and Copy of PAN Card
    • Income Proof- 3 Months' Salary Slips & IT Returns for Last 2 Years for Salaried Professionals/Form 16
    • Bank Statements for last 6 months of main operational/salary bank account
    • Details of all existing loans including Sanction Letters and Loan Account Statements for the last 1 year
    • Educational Qualification/Degree Certificates

Based upon the requirement, applicants may be required to provide other documents at any stage of the application procedure.

How to Apply

You can simply click here to apply online for a Personal Loan at TAB Capital.

  • Click here to Apply Online
  • Upload Documents Online
  • Verification & assessment
  • Get Fund Disbursement in 2 working Days

Contact Us

You can reach out to TAB Capital by dialing +91-020-65809000 or sending an email to info@tabcapital.co.in

FAQs

  • What is a Personal Loan? A Personal Loan is a specialized unsecured funding solution offered by TAB Capital for taking care of multifarious requirements. Loans are offered at really competitive interest rates for salaried personnel with several benefits.
  • What is the maximum amount that I can get? You can get Personal Loan max up to Rs. 50 lakhs.
  • What are the repayment guidelines? There are several flexible repayment options that you can choose as per your convenience.
  • Are there are any pre-payment charges? There are no pre-payment penalties* that you have to incur.
  • Will I have to provide any security/collateral for the personal loan? No. At TAB Capital, we provide Personal Loans without taking any collateral security so you do not have to put up the same whatsoever.
  • How long will it take for me to get funding? We disburse funding for Personal Loans within 2 working days post verification.
  • How to know whether I am eligible for the personal loan or not? You have to be between 21-45 years of age and a salaried professional with a net monthly salary/income of Rs. 25,000 (minimum) and above.
  • What are the documents required to obtain the personal loan? You have to provide the following documents-
    • Income Proof- 3 Months' Salary Slips & IT Returns for Last 2 Years for Salaried Professionals/Form 16
    • Bank Statements of last 6 months for main operational/salary bank account
    • KYC Documents- Address Proof (Passport/Aadhar Card/Electricity Bill/Registered Rent Agreement) and Copy of PAN Card
    • Details of all existing loans including Sanction Letters and Loan Account Statements for the last 1 year
    • Educational Qualification/Degree Certificates

*Terms & Conditions Apply